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Republic First Bancorp is the holding company for Republic Bank, which serves the Greater Philadelphia area and southern New Jersey from more than a dozen branches. The bank targets individuals and small to midsized businesses, offering standard deposit products including checking and savings accounts, money market accounts, IRAs, and CDs. Commercial mortgages account for more than 70% of the company's loan portfolio, which also includes consumer loans, business loans, and residential mortgages. Republic Bank is focused on retail banking and is working to become a major regional retail and commercial bank.