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Medallion Financial turns taxicab licenses, or "medallions," into gold. It makes loans for the purchase of medallions (more than half of its loan portfolio), which are usually limited in number per city by law. It targets mainly New York City, but also finances medallions in Boston and Cambridge, Massachusetts; Chicago; and Newark, New Jersey. Subsidiary Medallion Bank funds Medallion Financial's taxi and commercial lending activities by issuing certificates of deposit to clients; it also originates loans for boats, trailers, motorcycles, and recreational vehicles. Other subsidiaries, including Medallion Capital and Freshstart Venture Capital, also offer commercial financing.