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Carver Bankcorp, one of the largest minority-led financial institutions in the US, is the holding company for Carver Federal Savings Bank. The bank was founded in 1948 to provide community banking services to New York City's African-American and Caribbean-American population. From about 10 branches in mostly low- to moderate-income neighborhoods in Harlem, Brooklyn, and Queens, the thrift offers deposit accounts, insurance, and investment products. Carver Federal's lending activities are focused on housing (residential mortgages and multifamily real estate loans) and non-residential real estate (churches and commercial properties.) The latter makes up about 40% of Carver's loan portfolio. Mission: Carver Federal Savings Bank has and always will invest in aspirations and the realization of dreams.? We believe in all communities.? We promise them financial growth by honoring employee and customer experiences. Invest in aspirations and the realization of dreams ? The Bank currently reinvests approximately 80 cents of each dollar in the communities served by the Bank.? For Carver, banking goes beyond loans, deposits and withdrawals. Financial education and small business development remain a critical part of its mission We believe in all communities ? The Bank defines ?community? to include all ethnicities and socio-economic status.? As the Bank continues to grow, ?community? will expand beyond the neighborhoods of its branches And promise them financial growth ? The Bank invests in its communities, which enables these communities to achieve their financial goals and dreams By honoring employee and customer experiences ? The Bank understands that positive customer experiences are a direct byproduct of happy employees