Roy Y. Gagaza - Transforming Retirement Dreams into Reality
Roy Y. Gagaza, the CEO and Founder of Journey Wealth Management, LLC, retired in 2008 following nearly 25 years of service as an officer in the U.S. Army. During those years, Roy was twice awarded the Bronze Star. This distinction represents “Heroic or meritorious Achievement…while engaged in an action or operation against an enemy of the United States.”
Early Life and Military Service
Before his military career, Roy pursued a bachelor’s degree in business marketing from San Jose State University between 1984 and 1988. With this foundation, he seamlessly transitioned into the financial industry upon retirement. Since January 2010, Roy has led Journey Wealth Management, LLC, and currently oversees offices in Waipahu and Honolulu, Hawaii, as well as Manteca, California.
Financial Expertise
Roy Gagaza collaborates with clients to secure their financial future in retirement. He has achieved accreditation as a Financial Professional, a Certified Estate Planner (CEP), and a Registered Financial Consultant (RFC). Additionally, Roy holds insurance licenses in Hawaii (458231) and California (0L87925).
Awards and Recognitions
Roy's dedication to client service has earned him several accolades. On January 5, 2023, Roy and his wife Patricia, co-founder and CFO at Journey Wealth Management, were inducted into the Advisors Excel Hall of Fame. Since 2018, Roy has consistently received the Advisors Excel Elite Advisor Award, the Security Benefit Elite Advisor Award in 2018 and 2020, and the Allianz Century Award, signifying $100 million in premium achievement.
Family and Hobbies
Roy and Patricia have two daughters, Kyrie and Mackenzie, and one son, Grant. In his free time, Roy enjoys activities such as exploring tropical waters, refining his golf skills, traveling extensively, and reading. Throughout his career, he has made a significant impact on his community and expanded his professional network by collaborating with local school districts, partnering with the highway patrol, working with local CPAs, and contributing to the Chamber of Commerce in various locations.
The Birth of Journey Wealth Management
Roy and his wife's journey towards establishing Journey Wealth Management began about a decade into his military career. As they contemplated life beyond the military, they initiated discussions about retirement planning. Little did they know that their path toward retirement would eventually assist clients in achieving similar financial goals.
Recognizing the need for a post-military career, Roy initiated programs and tested the market by offering seminars on the island. The success of these seminars led to more educational events, reaching hundreds of individuals approaching or in retirement. These services continued throughout his final decade of military service.
A Dynamic Workday and Productivity
Roy's workdays are marked by their diversity. He travels between Hawaiian islands and California, evaluating needs, delivering scheduled seminars, and providing impromptu financial guidance. He advises clients on spending plans and consults on creating tax-efficient strategies.
Bringing Ideas to Life
At Journey Wealth Management, LLC, the core belief is that people's dreams matter, especially their dreams of retirement. Roy and his team of financial professionals are committed to helping individuals and families create and achieve their ideal financial goals for retirement. By focusing on establishing long-lasting relationships with clients, they craft personalized financial plans to bring the dream of a financially secure retirement to life.
