First Federal Bancorporation

Great River Holding Company owns RiverWood Bank, which operates more than a dozen branches in central and northern Minnesota. The bank offers standard deposit services such as checking and savings accounts, IRAs, money market accounts, and CDs. Commercial mortgages make up about 40% of the loan portfolio; one- to four-family residential mortgages are approximately a third. The bank also offers credit cards, consumer and business loans, and construction and equipment loans. Its subsidiaries include brokerage RiverWood Financial and Homeland Mortgage, which originates and processes residential real estate loans.